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View our opening hoursSME Notice Account
Offering Small to Medium sized Enterprises a competitive rate with a notice period of 95 days to access your funds, and the freedom to top up at any time.
At a glance
Interest rate
Interest will be paid on balances ranging from £25,000 to £1 million. No interest is paid on balances below £25,000.
Variable rate
The interest rate is variable, so it can go up or down at any time.
Notice of changes
If we lower the interest rate, we'll let you know at least one month before it happens.
Interest payments
Interest begins to add up once your cleared payment is received. Interest is compounded and paid into your account twice a year, on 1 January and 1 July.
Adding funds
You need to deposit at least £25,000 to open the account, and you can deposit up to £1 million. You can add more money later, but the total balance can't go over £1 million.
Withdrawals
Your money will be returned after the notice period ends. Once you’ve given notice, it can’t be changed or cancelled. The minimum amount you can request to withdraw is £5,000.
Account holders
Once your application is accepted, you can only transfer the account to someone else if you provide the required documents.
If you're looking to deposit over £1 million, get in touch with us so we can discuss your options.
Term
AER / Gross PA AER
Monthly intrest Gross Gross PA
Annual intrest Gross PA
Annual gross
Monthly gross
4.09% AER
This account could be right for you if…
- You want a variable interest rate that may go up or down
- You want the option to top up your account
- You want to manage your account online
You should consider another account if…
- You want a fixed rate
- You want access to your funds without notice
Additional information
Gross PA:
Gross PA means Gross Per Annum, which shows the interest rate payable without tax deducted.
AER:
AER stands for Annual Equivalent Rate and illustrates the interest rate you would earn from a savings account over the course of a year, and it takes any compounding of interest into account.
Key features
Interest rate
Interest will be paid on balances ranging from £25,000 to £1 million. No interest is paid on balances below £25,000.
Variable rate
The interest rate is variable, so it can go up or down at any time.
Notice of changes
If we lower the interest rate, we'll let you know at least one month before it happens.
Interest payments
Interest begins to add up once your cleared payment is received. Interest is compounded and paid into your account twice a year, on 1 January and 1 July.
Adding funds
You need to deposit at least £25,000 to open the account, and you can deposit up to £1 million. You can add more money later, but the total balance can't go over £1 million.
Withdrawals
Your money will be returned after the notice period ends. Once you’ve given notice, it can’t be changed or cancelled. The minimum amount you can request to withdraw is £5,000.
Account holders
Once your application is accepted, you can only transfer the account to someone else if you provide the required documents.